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(EMAILWIRE.COM, July 12, 2013 ) Jamestown, NY -- Though it was once appeared technology risks were a problem designated for big businesses, the technology risk factor is now part of an everyday experience.
Recent studies are now showing how small businesses, particularly those that house 10 to 100 employees are the most frequently targeted for a data breach.
There are a plethora of ways that technology-related losses can occur. Since the potential can never be fully removed, it becomes important for individuals who are owners of a business to consider insurance coverage as a viable option for protection against possible data loss.
Whether the insurance actually protects against possible technological losses is more complicated than some may consider. The tips that can assist in such data-loss protection are rather common sense, but bare keeping in mind.
The first thing someone must do is to consider just how much is covered under the varying types of insurance. The cost/benefit analysis is important in all types of insurance coverage. Determining the likelihood of data loss can help one decide how much coverage cost to take on.
Considering how many computers, how much data, and how possible it is to have data stolen are important factors to keep in mind when deciding on insurance. The more data being processed, the more likely vast coverage is necessary. Limiting the access to data limits the risk, but also causes less efficiency.
One has to recall that someone breaking into systems is not the largest problem for data loss. Instead, power breakdowns and network malfunctions make up the vast majority of lost data. Again, the cost/benefit considerations regarding how much data can essentially be lost is important.
It all comes down to knowing the amount of exposure that may be liable for loss. The more there is to lose the more one is required to make sure coverage is sufficient for the business. The more exposure, the better the coverage ought be to insure safety, as well as reassure clients.
About GreenleeWinchester.com
Greenlee Winchester (http://www.greenleewinchester.com/) provides customers with the best information and services for business, auto, and home insurance in areas Bemus Point, Jamestown, Mayville, Cassadage and Chautauqua. Learn about property insurance Jamestown, and request a free quote today.
Greenlee Winchester Insurance
Customer Service
(716) 664-2910
news@postpressrelease.com 
Source: EmailWire.com
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